NPA Management in Public and Private Sector Banks in India

This 2025 Edition of NPA Management in Public & Private Sector Banks in India – Causes & Remedial Measures by CA (Dr.) Amarjit Chopra, published by Commercial Law Publishers (India) Pvt. Ltd., offers an in-depth analysis of the Non-Performing Assets (NPA) challenge faced by Indian banks and provides actionable strategies for resolution and prevention.

The book examines the structural, regulatory, and operational causes of NPAs in both public and private sector banks, supported by real-world examples, case studies, and statistical data. It integrates the latest regulatory guidelines and industry practices to give readers a practical and policy-oriented perspective.

Key features include:
• Comprehensive coverage of causes and classifications of NPAs
• Detailed study of RBI guidelines and regulatory compliance requirements
• Analysis of sector-specific issues leading to asset quality deterioration
• Insights into recovery mechanisms under SARFAESI Act, IBC, and DRT framework
• Strategies for early detection and prevention of NPAs
• Case studies from both public and private sector banks
• Recommendations for sustainable credit and risk management practices

An essential resource for:
• Bankers and financial sector professionals
• Regulators and policy makers
• Chartered Accountants and consultants in the banking sector
• Students and researchers in finance, banking, and risk management

By blending regulatory insights with practical recommendations, this book serves as a handbook for strengthening the asset quality and operational resilience of Indian banks.