The Employees’ State Insurance Act, 1948

This 2025 edition of The Employees’ State Insurance Act, 1948 (Act 34 of 1948) reproduces the social-security statute verbatim, consolidated through the Employees’ State Insurance (Amendment) Act, 2010 and carries:

ESI (Central) Rules, 1950 – updated to Jan 2021 wage ceiling (₹ 21,000) & 2023 Aadhaar-linked e-PeHchan card.

ESIC General Regulations, 1950 – amendments up to Oct 2020.

Provident-Fund Rules, 1955; Medical Facilities Scheme, 2010; latest lists of ESIC hospitals, Standing Committee & Medical Benefit Council notices (to Nov 2021).

Short comments flag cashless‐IP facility expansion, Atal Beemit Vyakti Kalyan Yojana extension, and 2024 gig-worker inclusion draft bill.

Core statutory coverage

• Contribution matrix — 3.25 % employer / 0.75 % employee; gig-worker contribution draft.

• Benefits package — sickness, maternity (26 weeks), disablement, dependent pension, ABVKY unemployment cash benefit.

• e-Compliance — monthly returns, real-time challan, UAN seeding and ESI-EPF common portal.

• Inspection & enforcement — risk-based inspection, online summons, recovery as arrears of land revenue.

• Adjudication & appeal — ESI Court, Employees’ Insurance Court, ESIC Appellate Authority.

This edition is particularly suited for

• HR/payroll heads & start-ups calculating ESI across states.

• ESIC panel hospitals, TPAs & insurance-design consultants.

• Labour inspectors, ESI Courts and social-security litigators.

• AIBE candidates and students of labour & welfare law.